Pera ni Juan

Nuffnang is Asia's first blog advertising community. In layman terms it is like advertisement in a newspaper. The difference is they put advertisement on the internet. Those people who have websites or blogs can get advertisement from Nuffnang and they get paid depending on the number of viewers on their site.

Nuffnang.com currently has offices in 4 countries, Singapore, Malaysia, Philippines and Australia.

It is from these offices that their teams actively seek brands to match with the niche of the bloggers (website owners). Their advertiser roll call includes blue chips such as Citibank, Nokia, Sony, Proctor & Gamble, Nike, Nestle, Disney Pictures, Honda, Samsung and more.

Nuffnang is constantly looking to hire aspiring individuals:

Positions Available at Nuffnang

1) Media Sales

In short, the people in Media Sales at Nuffnang mainly spend their days out of the office, meeting potential clients, pitching and preparing exciting campaign proposals for more blog advertising campaigns. Our Media Sales Nuffies are typically extroverts and confident in public speaking.

2) Ad Ops

Our Ad Ops Nuffies (Short for Ad Operations) are given the responsibility of servicing our clients and executing our blog advertising campaigns. Yes, that also means that these are the people in charge of deciding which ads to place on which blogs.

3) Blogger Liaison

If you love dealing with bloggers, you will love this job. Our Blogger Liaison Nuffies spend a lot of their time planning events for our Nuffnang community and liaising with bloggers on any campaign or events that we manage to get our Nuffnangers invited to. Blogger Liaison Nuffies are typically bloggers themselves and love planning events and parties.

5) Software Engineer

In every web company, there are the Techies that build, maintain and develop new features for their site. If you are a programmer who has excellent PHP/MySQL and Javascript skills and love toying around with Ajax to build Web 2.0 applications, this is the role for you.

6) Web Designer

Our web designers do everything from the design of new parts of our website to designing creatives for clients. If you are good at CSS and Adobe Flash then this is the perfect role for you. Knowledge of Action Script is a bonus.

To apply you can contact them at:

Philippines Office

Unit 2E03-2E05 Bldg. 5,
Bonifacio High Street,
Bonifacio Global City, Taguig City
Philippines
Office No : +632 856 7688
Fax No : +632 856 1439
Website : http://www.nuffnang.com.ph/career/

You want bake a cake for business purposes but you don't know how to start. Chocolate cakes are very common and you want something different.
Why not try Carrot cake with cram cheese frosting. It's delicious and nutritious since it's main ingredient is carrots. Carrots are rich in Vitamin A which is good for your eyesight.

Carrot Cake never goes out of style. One bite will tell you why. This rich and moist spice cake, full of grated carrot and toasted nuts, has great flavor, especially when covered with a cream cheese frosting. The interesting part is that while those pretty orange flecks of grated carrot give the cake color and texture, along with sweetness and moisture, its flavor is almost indistinguishable.Here is a recipe on how to make Carrot cake with cream cheese frosting:

Carrot Cake Recipe:

1 cup (100 grams) pecans or walnuts, toasted and coarsely chopped

3/4 pound (340 grams) raw carrots (about 2 1/2 cups finely grated)

2 cups (280 grams) all-purpose flour

1 teaspoon baking soda

1 1/2 teaspoons baking powder

1/2 teaspoon salt

1 1/2 teaspoons ground cinnamon

4 large eggs

1 1/2 cups (300 grams) granulated white sugar

1 cup (240 ml) safflower, vegetable or canola oil

2 teaspoons pure vanilla extract

Note: For a moister carrot cake, add 1/2 cup of crushed pineapple (well drained) or applesauce to the batter when you add the oil and vanilla extract. You may have to bake the cake a few minutes longer.

Note: This cake can be baked in a 9 x 13 x 2 inch (23 x 33 x 5 cm) pan. Just increase the baking time to between 30 to 40 minutes.

Cream Cheese Frosting:

1/4 cup (57 grams) unsalted butter, room temperature

8 ounces (227 grams) cream cheese, room temperature

2 cups (230 grams) confectioners (powdered or icing) sugar, sifted

1 teaspoon (4 grams) pure vanilla extract

finely grated lemon zest of one lemon

Garnish: (Optional)

1 cup (100 grams) toasted and finely chopped walnuts or pecans

Marzipan Carrots

PROCEDURE: Preheat oven to 350 degrees F (180 degrees C) and place rack in center of oven. Butter or spray two - 9 x 2 inch (23 x 5 cm) cake pans and line the bottoms of the pans with a circle of parchment paper.

Toast the pecans or walnuts for about 8 minutes or until lightly browned and fragrant. Let cool and then chop coarsely.

Peel and finely grate the carrots. Set aside.

In a separate bowl whisk together the flour, baking soda, baking powder, salt, and ground cinnamon. Set aside.

In bowl of electric mixer (or with a hand mixer), beat the eggs until frothy (about 1 minute). Gradually add the sugar and beat until the batter is thick and light colored (about 3 - 4 minutes). Add the oil in a steady stream and then beat in the vanilla extract. Add the flour mixture and beat just until incorporated. With a large rubber spatula fold in the grated carrots and chopped nuts. Evenly divide the batter between the two prepared pans and bake 25 to 30 minutes or until a toothpick inserted in the center comes out clean.

Remove from oven and let cool on a wire rack. After about 5 -10 minutes invert the cakes onto the wire rack, remove the pans and parchment paper, and then cool completely before frosting.

To assemble: place one cake layer, top side down, onto your serving plate. Spread with about one third of the frosting. Gently place the other cake, top of cake facing down, onto the frosting, and spread the rest of the frosting over the top and sides of the cake. If desired, press toasted and finely chopped nuts on the sides of the cake and decorate the top of the cake with marzipan carrots. Cover and refrigerate any leftovers.

Serves 10 - 12.

Frosting:

In bowl of electric mixer (or with a hand mixer), beat the cream cheese and butter, on low speed, just until blended with no lumps. Gradually add the sifted powdered sugar and beat, on low speed, until fully incorporated and smooth. Beat in the vanilla extract, and lemon zest.

So there you go.... your very own Carrot cake with cream cheese frosting. Start first by selling to your neighbors and let the word of mouth do the trick. Don't be afraid to commit mistakes.Trial and error is important for your Carrot cake business to succeed.

Welcome back! This is a continuation of my article about creating wealth through Passive income. So without further ado let's move to the next method:

MUTUAL FUNDS:

This is what you call money from paper. You collect specific pieces of paper and then let your money grow through interest (much higher than a bank). Mutual funds are paper assets. It is like saving in a bank but the difference is you get higher yield and you can diversify your funds.
You don't have to be afraid and ask if mutual funds are for the rich. Hell no! In fact, Mutual funds are created for people who have limited funds and savings. It just that the rich took advantage of this because of their early awareness. Why should the rich enjoy all the fun... when you can be a part of it too.

You can start investing in Mutual funds for as low as Php 5,000. Every month save money from your salary and start you Mutual funds passive income. There are lot of Mutual fund companies out there that are eager to help you grow your money. Just remember to check on the background of the company first before you invest.

There are a lot of various Mutual funds options. There is balanced funds, equity funds, peso funds, dollars funds, even euro funds.
Mutual funds is a very good addition to your Passive income streams. This is another method where you let your hard earned money work for you.

STOCK MARKET:

Stocks? Is that gambling? The Stock market has gained a negative impact to the common people because of the market crash and the economy crises. But mind you, it is not only the Stock market that is affected by the crisis.... it's affects all. So the answer to the question is Stock market considered gambling..... if you're not careful you can say it's gambling. But if your well prepared, studied the strengths and weaknesses, and you got a mentor who is into Stocks then it is not gambling.

Stock market is not gambling, it is a science. There is a proven method on how you can truly earned from it. The technique here is you should not be afraid even if the market is crashing. Don't pull your investments out, in fact buy more stocks that is in financial difficulty. Be patient... one of this days your time will come where your eggs (investments) will hatch and you will reap all the rewards.

If you know the method of investing in Stock market this could be another tool of gaining more access to financial freedom.

MONEY FROM THE INTERNET:

Welcome to the future! This is where people will earn their money a few years from now. In fact, there are a lot of Filipinos that are earning from it today. They create websites or blogs and gained profits from advertisers like Google. They get paid in dollars.
Others promote their business through the internet and gained more customers and higher sales not just locally but globally. If you have a business and want to attract more customers/clients from the internet you can log to this website http://pinoybusinessbooster.blogspot.com/

If your fast in typing you can apply as a Virtual assistant and get outsource work from abroad and earn dollars. If you get 1-2 clients a month this could replace your daily job and you can finally work at home and spend more time with your family.
How about an online shop like Ebay, Amazon, or even Divisoria.com........ You can sell your old materials that you don't need and put up your own garage sale... only your customers are online and they buy your stuff from your website.

There are a lot of ways from earning from the internet and the ones that I mention are only a few. People nowadays are relying on technology.... the internet is one if them. Everybody goes online and a lot of people are taking advantage of this phenomenon. Will you let this opportunity pass by? Who knows, your idea could make you the next big time millionaire.

If you want to create a passive income from the internet where you can spend just 4 hours every week you can reach me at:

If you look at this picture it is asking you what will you do with your extra time if your passive income streams supplied all your family financial needs. There are a lot of things that will come to your mind like a long vacation where you can travel with your family on a paradise that you've been dreaming to visit once you had the time.
Or just simply hang-out with your wife, kids, friends, special someone all the time you want and let your passive income stream do the work for you.

So what is passive income? Passive income is a type of earning where it does not require direct involvement from you (owner/merchant). In other words your money does all the work which will free up your valuable time. This is a lot better from an active (earned) income where you normally work from 9-5 during the day, 5 days a week.

My advice to you, keep your job just to bring food on the table but start creating your passive income streams. It doesn't have to be huge.... start small and build more as you move along. In time your passive income will grow until you have the luxury to let go of your job, let your money work for you and spend your time to relax and have fun.

Do you want to have your own passive income? There are a lot of methods to do it. You can start with one.... one that your familiar with then move on to the next one once it is established.
Let's begin with the most familiar one.

BUSINESS:

This is always the advice of the experts, if you want to create wealth go into business. Employment is a good start just to satisfy your daily needs but is not enough. Business on the other hand will make your money grow.... maybe double to what you are earning.
The good thing about business is you don't have to leave your job giving you an extra income stream that will generate more income for you. You have income from your salary plus you get your earnings from your business.

Just remember to look after your business and be "hands-on" whenever you had the time. Hire someone that is trustworthy and reliable.
Ask around to some successful entrepreneurs and find what made their business prosperous. Research and attend seminars if you must. You can start at home and make your hobby or passion of yours into a money making machine.
This method is the most tried and proven one. If you have the an extra time during week-ends or a house-wife that has nothing to do I advice you should start with this method first.

REAL ESTATE:

Normally people will back away from this method knowing it requires an obscene amount of money to set it up. But you don't need to be an Ayala or an Henry Sy just to buy a property. Just remember the basics.... always start small. If you're an employee you can use your Pag-Ibig plan to avail an housing loan. Once Pag-Ibig has given you the funds acquire a house in the vicinity of the low-cost housing project (normally they are located in Cavite or Fairview). Don't worry about the monthly payments, get someone to rent your property and let your earnings pay the amortization.

This is where your money will work for you and your passive income comes in. You don't need to spend, work and give to much attention to it. In time your Pag-ibig loan will be fully paid and you will still get the benefits from the rental earnings plus you have an additional property (I assume you have a primary house).
Once you complete the Pag-ibig payments you can apply for another housing loan and add more earnings and properties. You can even ask small banks and lending institutions about housing loan and you can speed up your housing rental project by acquiring two properties at the same time. This is risky though and I suggest you start first with one unless you have somebody who is an expert in the real estate industry.

So there, that's all for now. Look up for my next blog "Create wealth through Passive income 2" for additional passive income streams.
In the meantime concentrate first on the two methods that I gave you and start building your passive income.

Remember Work Smarter, Not Harder!!

Being Organic! It's now popular nowadays and being organic is nice way of living a healthy lifestyle. Free range chickens is one of them. These chickens are more healthy compared to chickens that are raised in big commercial farms. Why? Because everything they eat is organic. They eat any organic material that are found in the soil that they are being kept.

One good thing about free range chicken is that they don't have "salmonella". It's a virus that came from commercial raised chicken where it can inflict humans.

So if you want to indulge into free range chicken you can look up for Solraya Sunshine free range chickens. If you want to become successful in raising free-range chickens, study these effective tips from Dr. Rey Itchon, a veterinarian and advocate of Sunshine Free-range Chickens in the Philippines. He always shared these tips to his attendees in all his seminars on raising free-range chickens.

1. Be sure to prepare the place for birds before ordering them. The first 21 days are very critical. That’s the period for brooding. The chicks should be placed in an enclosed but well ventilated enclosure not accessible to cats and rats that might eat them. And provide one square foot space per bird.

2. Newspaper may be used as bedding for the first few days. Don’t use plastic sheet as this will not absorb the moisture in the manure. After several days, the bedding might be changed with fresh rich hull or better still, carbonized rice husk.

3. The brooding area should be provided with heat to keep them warm. The source of heat might be an electric bulb, LPG or charcoal. In using electric bulb, Dr. Itchon recommends one watt per bird. A 100-watt bulb is good for 100 chicks. But the bulb should be placed at the right height. If it is placed too high, the heat might not be enough. It is easy to know if the heat is just right. The birds are not crowded and are well distributed below the light.

4. When the day-old chicks are newly arrived from the supplier, don’t feed them right away. Instead, give them water added with 1 teaspoon of brown sugar. This will rehydrate the chicks. After several hours, you can give them chick booster feed. Don’t feed them with rice. The birds can’t digest the rice grains, and rice don’t have enough nutrients.

5. After 21 days, released the chicks from the brooding house when they are fully feathered. They are ready for the range. The range maybe an enclosure where there are grasses for them to eat. They may be given also commercial feed to supplement the grasses and insect they eat in the range. This will give them a boost to grow faster.

6. If there is only one enclosure, green feeds could be grown elsewhere then cut and carried to the birds. These could include Napier grass, ipil-ipil, madre de agua, green corn stover, legume and the like.

7. If there is ample space, several grassy enclosures may be made for the birds to be release on a rotation basis. Fish net is a practical material for enclosing the chicken range. A simple housing is required. This will be their home at night and protection from inclement weather.

8. Clean everyday the waterers and the feeding troughs. Bacteria and other harmful organisms thrive under dirty conditions and they will hamper the growth of the chickens.

9. Strengthen the immune system of the range chickens. Vaccinate the chicks with B1B1 on the seventh day and B1 Lasota strain on the 14th day. This will help protect them from diseases. The vaccines are simply applied through the drinking water.

10. Add Biolyte, a formulation of vitamins, mineral and beneficial microorganisms produced by Dr. Rene Sumaoang of Novatech Agri-Foods Industries. With enhanced immune system, the chickens are able to better withstand diseases and other stresses.

Additional Tips From Andry Lim and Rafael Onggona

Andry Lim: Mixes finely chopped bamboo leaves in your feeds during the first day of feeding. Bamboo leaves will lengthen the intestines of the chicks. This will enable chicks to ingest and absorb more nutrients that make them grow faster.

Rafael Onggona: Chickens suffering with colds can be given one teaspoon of VCO per bird. It work like miracle for Mr. Onggona, for his suffering birds became well right in the next day. He administered the virgin coconut oil by means of a dropper.

There are many people who are in to organic and marketing your free range chickens won't be a problem. Start with a small population then expand by adding more birds.
Organic is the way of the future and free range chickens will not only give you profit but will promote a good healthy lifestyle.

Look at this pictures.... Aren't they cute. I know you want to have one...but why not get two or even more. In fact, why don't you breed pugs and sell their puppies (offspring) for profit.
Breeding pugs are profitable and rewarding at the same time. I know that for a fact since I also breed pugs. So how do you start? Begin first with buying and taking care of one pug.

The responsibility of having a pug is extensive. Like any other dog, pug has to be feed with proper diet (not left-over food), grooming, exercise, and most especial of all love and attention. Pugs also have health problems. They are susceptible to eye injuries such as puncture wounds and scratched corneas and painful Entropion.
Pugs also have compact breathing passageways, leaving many pugs unable to breathe properly or efficiently or their ability to regulate their temperature through evaporation from the tongue. A pug's normal body temperature is between 38 °C to 39 °C. If the temperature rises to 41 °C they are no longer able to cope with cooling themselves and their oxygen demand is greatly increased, and requires cooling down immediately. Should the temperature reach 42 °C, the internal organs begin to break down at a cellular level which can lead to severe long term health issues or even death.

But don't you worry, with enough research and fact-finding you will be able to withstand the health problems of taking care of a pug. And mind you, there is also veterinary services that can help you to prolong the life of your pug.

Once you get the feel of taking care of a pug, you can now start in making your own pug breeding kennel. You can now add more pugs. The ideal number of pug for breeding purpose is one male (stud) and 5 females (dam). Your male/stud can mate your 5 females/dams and produce puppies. Generally a pug have an average of 2 to 4 puppies. But there are cases where they can have a litter size of 6 to 7 puppies.
In a year, a pug can give birth once or twice. So there is a possibility that your pug can produce 4-8 puppies in a year. If you have 5 females/dams, you will have 20-40 puppies. That's a lot of pups!

A male pup cost about Php 10-12 thousand but a female pup cost more around Php 17-20 thousand. Let's just say that you have a 50/50 ratio of male and female pups.... if you have 40 puppies you will have 20 male pups (Php 240,000) and 20 female pups (Php 400,000). That's a total of Php 640,000 thousand a year or an average of Php 53,333 thousand a month. How's that for a business?

But you have to deduct your operating expense like dog food, vaccinations, veterinary check-ups, housing maintenance, and other miscellaneous expense. Still, you can have a net income of Php 30+ thousand.
If you want to generate more revenues you can add more female pugs for breeding and/or you can make your male/stud available for stud purposes where you can charge for Php 1-3 thousand per one stud service.

Money from your pug breeding business is only your secondary satisfaction.... the real pleasure is you get to enjoy the company of this special breed for the rest of their dog's life span.

You could never go wrong with food. It's a basic necessity and people will save on everything except food. Because let's face it, they need to eat at least 3 times a day. The essential staple food in the table are rice, pork, beef, chicken, fish, vegetables, and fruits. And as of today the total estimated population in the Philippines is close to 90 million and still growing rapidly. There will be a huge demand for basic food today and to the coming years. Why not take advantage of it by putting up a Monterey Meat Shop.

Monterey’s commitment to total quality extends from its farm to its countrywide distribution network. Its quality meat products are delivered by refrigerated Monterey trucks and are available in a variety of Monterey outlets, namely Monterey Neighborhood Meatshops, supermarkets, and Monterey satellite outlets.

Monterey meat products are part of everyday Filipino life. With its “farm to market” concept, the Filipino consumer is assured of quality meats for every meal.

Franchising for Monterey started in 1990 with only 4 meatshops. Due to the continuing patronage of many Filipino consumers, this number has increased significantly over the years. Today, Monterey’s franchised meatshops are found nationwide, distributing Monterey quality meats to Filipinos from Luzon to Mindanao.

Monterey Neighborhood Meatshops are stand-alone outlets that exclusively sell a wide range of Monterey pork and beef cuts, as well as Monterey Ready-to-Cook Meats, Magnolia Chicken, Purefoods hotdogs and other selected San Miguel products. Each Monterey Meatshop boasts of modern meat fabrication equipment and display showcase. It is manned by a crew of butchers and merchandisers trained in the Monterey Meat School-to assure customers of courteous and efficient service.

Monterey will continue to expand its franchise network, true to its commitment of providing Filipino families with world-class meat products. We invite you to be part of this commitment and growth. Invest in a Monterey Meatshop and be a part of our growing family of franchisees.

Franchise Details

Estimated Initial Investment : Approximately P3.2 Million

Franchise Fee : Php 224,000

Construction : Php 640,000

Equipment and other supplies : Php 1,500,000

Rent (with deposits) : Php 90,000

Merchandising materials : Php 20,000

Royalty Fee : 2% of monthly purchases
Advertising Fee : 1% of monthly purchase
ROI : 2-2.5 years
Area Requirement : 80 square meters with a frontage of at least 5 meters

Monterey Meatshops Have To Offer:

1. Products

• Monterey fresh pork and beef products
• Monterey Ready-to-Cook Meats
• Magnolia Chicken, Milk, Butter, Cheese & Cooking Oil
• Purefoods selected cold cuts and canned goods
• Other selected San Miguel products

2. Support Services

• Store design
• Monterey Signages
• Training of crew
• Operations support
• Marketing support

Contact Information

MEATSHOP BUSINESS DEVELOPMENT
Sales and Franchising Department
Business Development Group
Monterey Foods Corporation
17F JMT Corporate Condominium ADB Avenue,
Ortigas Center, Pasig City
Telephone Number: (632) 702 5569 / (632) 702 5000
Fax Number: (632) 9148750 / (632) 637 8172

Email : pperez@smg.sanmiguel.com.ph

Website : www.monterey.com.ph